Credit Card Interest Rates at 10% Sounds Good… But It Won’t Make You Financially Free

In recent days, a proposal to cap credit card interest rates at 10% in the United States has gained attention. For many households, the idea feels like a long-awaited relief. Lower interest payments mean smaller monthly burdens, slower-growing balances, and a bit more breathing room in already tight budgets. There is no doubt about it: […]

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