TERMS & CONDITIONS — Tony Capital Invest

Last updated: 11/22/2025

Welcome to Tony Capital Invest.

By accessing or purchasing products from this website (https://tonycapitalinvest.com), you agree to the following Terms & Conditions. Please read them carefully before using our site or completing a purchase.

1. Overview

These Terms & Conditions govern your use of the Tony Capital Invest website, including the purchase of digital products, templates, downloadable files, educational materials, and online courses.

By using our website, you acknowledge that you have read, understood, and agree to be legally bound by these Terms.
If you do not agree, please do not use our website or purchase our products.

2. Digital Products

Tony Capital Invest sells digital products, including but not limited to:

• Google Sheets templates
• PDF guides
• Financial education materials
• Online courses (current or future)

All digital products are delivered electronically and are accessible immediately after purchase.

3. No Refunds (Digital Goods Policy)

Because our products are digital and access is granted immediately after purchase:

All sales are final. No refunds, returns, or exchanges are offered.

If you experience technical issues downloading or accessing your purchase, contact us at info@tonyci.com and we will gladly assist you.

4. License & Permitted Use

When you purchase a digital product from Tony Capital Invest, you are granted a non-exclusive, non-transferable, single-user license for personal use only.

You may NOT:

• Share, distribute, or resell the files
• Provide access to other individuals
• Upload or publish the content anywhere
• Use the material for teaching or commercial purposes
• Claim ownership of any content or design

Violation of these terms may result in revoked access and legal action.

5. Intellectual Property

All content available on this website—including templates, graphics, branding, text, videos, courses, downloads, and digital materials—is the intellectual property of Tony Capital Invest.

Unauthorized reproduction, redistribution, or commercial use is strictly prohibited.

6. Payments

Payments on this website are securely processed through third-party payment providers, including:

• PayPal
• Debit/credit cards processed via PayPal
• Any additional payment gateways added in the future

Tony Capital Invest does not store credit card details.

All prices are listed in U.S. dollars (USD) unless otherwise stated.

7. Account Responsibilities

If you create an account on our website, you are responsible for:

• Maintaining the confidentiality of your login information
• Ensuring that all activity under your account complies with these Terms
• Providing accurate and up-to-date information

We reserve the right to suspend or terminate accounts for violations.

8. Availability of Digital Products

We strive to keep all digital products and course materials accessible 24/7. However, we do not guarantee:

• Uninterrupted access
• Immediate resolution of technical issues
• Ongoing availability of specific products

We may modify, update, or remove content at any time.

9. Disclaimer of Results

Financial education and investment topics inherently involve risk.

Tony Capital Invest does not guarantee:

• Financial gains
• Specific investment returns
• Personal results or outcomes

All content is for educational purposes only and should not be considered financial advice.

You are solely responsible for your financial decisions.

10. Limitation of Liability

Tony Capital Invest is not liable for:

• Financial losses resulting from the use or misuse of our products
• Technical issues beyond our control
• Inaccuracies in third-party tools or platforms
• Indirect, incidental, or consequential damages

Your use of our website and products is at your own risk.

11. Changes to These Terms

We may update these Terms & Conditions periodically.
Any changes will be posted on this page with the updated “Last updated” date.

Continued use of the website after revisions constitutes acceptance of the new Terms.

12. Contact Information

If you have questions about these Terms & Conditions, please contact us:

📩 Email: info@tonyci.com

🌐 Website: https://tonycapitalinvest.com